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The Experian Credit Score gives you an idea of how lenders may view you. It reflects your credit history, which companies look at to help them decide if you're a reliable borrower. You can check your score for free, the higher it is, the better your chances of borrowing money at the best rates. It's based on your financial behaviour, so you have the power to change it. The UK's most trusted credit score - Based on 46% of 995 respondents. ICM Unlimited survey May 2020